# Use of Protocol

The robustness of the protocol is of utmost importance. **Any user found to have engaged in bad faith towards the use of the protocol will have their wallets blacklisted.** Blacklisted wallets will not be able to take on any new loans or renew existing ones.

Examples of bad faith actions include, but are not limited to: purposeful default on loans, repeated liquidations, and attempts at bug exploitation.

The terms and conditions are solely at the discretion of the team.